The final layaway payment and pickup of the item must be made at the same store where it was initiated before the last day of layaway  otherwise the account will be canceled. If the account gets canceled, the items will be returned to inventory, but you will get your down payment and payments made refunded, minus a $10 cancellation fee in most states. Walmarts layaway excludes wireless phones and contracts, but does include the following items: Electronics (without service plans) Toys Small appliances Large furniture Auto electronics Sporting goods (select items) Jewelry Infant toys Infant furniture