Bluebird® by American Express
Keep your finances finessed with Bluebird
A little bird told us you're looking for a new way to take the stress out of money management. Bluebird is an ideal way to take control of your cash flow, granting the benefits of banking without the fees. Advantages include free deposits and payments, fast access to your tax refund or pay check with free Direct Deposit and the ability to cash checks quickly through your handheld device.
Free as a bird
If you're fed up with banking fees enjoy more flexibility with Bluebird. Most of the features are absolutely free, so you keep more of your money for the things you really want to buy. You can set up a Bluebird account through the Walmart MoneyCenter with no activation fee or monthly charges; and once you're up and flying, you'll have access to a wide range of free and low-cost services:
- Free Direct Deposit6
- Free cash withdrawals at MoneyPass ATMs7
- Free cash deposits by card online or in store, or from a checking or savings account
- Money in minutes with Mobile Check Capture by Ingo Money9
- Free Bill Pay
- No fees for stopping payments
- No foreign exchange fees
- Send and receive money between Bluebird accounts for free
- No replacement fees for lost or stolen cards
- Cash access at Walmart stores
- No dormancy fees
- Free customer service support
- Purchase protection10 and fraud protection
Flex your wings
Bluebird offers incredible flexibility, making it easier than ever to access your money whenever and wherever you need it. Use your Bluebird Card virtually everywhere American Express® Cards are accepted for online and in stores purchases. If you need cash in hand, it's possible to make cash withdrawals at over 24,000 MoneyPass ATM locations for free, or any non-MoneyPass ATM locations for as little as $2.507 . Cash is also available from over 4,500 Walmart stores for a small charge dependent on the amount, thanks to the Cash Pickup service powered by Ria8.Bluebird financial services ensure rapid access to funds in almost any situation. You can pay bills using your Bluebird Card, online Bill Pay or Bluebird Checks, or transfer money quickly to anyone else with a Bluebird Account.
Building a nest egg
Whether you're saving up for a rainy day, or you're expecting some big expenses in the next few days, we understand the best place for your money is in your own account. Enroll in Direct Deposit to gain access to pay checks up to 2 days faster compared to a standard payday electronic deposit6 . You can also arrange to receive your tax refund by Direct Deposit: You don't have to wait for your refund check in the mail, and you have the added convenience of the funds going directly to your Bluebird account for use when shopping or paying bills. You even have an opportunity to gain quick access to funds paid to you by check. Simply use the Mobile Check Capture by Ingo Money9 through the Bluebird Mobile app4 . The cash is available for free within 10 days if your check isn't returned unpaid, or you can access the money within minutes for a small fee. The total fee to quickly access the funds is 1 percent on payroll, government and preprinted checks, or 5 percent on other checks (minimum fee $5).
Swift and secure
Keeping your money safe matters, and your Bluebird Account makes protecting your finances a priority. Purchase Protection10 lets you shop with confidence, as eligible purchases have protection against accidental damage and theft for up to 90 days from the point of sale. Additionally, Fraud protection means that we protect you against fraudulent purchases if your Bluebird Card is lost or stolen. We'll even replace your Card for free.
Fly free with Bluebird
Don't let banking fees and delays in cash flow clip your wings. Bluebird is there when you need it, wherever you go, so the power is in your hands. Remember, money in your Bluebird Account is available for shopping in Walmart, where our Every Day Low Prices make your money go further. Having an Account even lets you take advantage of benefits from American Express, such as special offers on shopping and dining, savings on tickets through Membership Experiences13 and use of the Global Assist® Hotline12 for emergencies when traveling more than 100 miles from home. Visit the Walmart MoneyCenter today and sign up for a new way to get the benefits of banking and the freedom to shop without all the fees.