Pre-Owned How To Settle Your Debts (Paperback) 0979748305 9780979748301

The author, a CPA and a former collection agency owner, offers solutions based on his insider knowledge of the debt collection establishment. He gives you the know-how, the tools and an understanding of your leverage that provides the confidence you need to do the job. You learn how to eliminate debt while minimizing the cost and the credit damage it can cause. Even if you re on the brink of financial ruin, you will learn how to regain financial health and get a fresh start.

How To Settle Your Debts is written in an informal style and an outline format to promote understanding and ease of reading. With its comprehensive index, it can be used as a reference manual as well as a do-it-yourself guide. It s for all those whose debts continue to grow and whose lives are being shattered by them. Below is a description of how the book will help you understand your problem and guide you to take the action necessary to end it:

You will learn the basics - fundamentals about debt, the risks of failing to pay and what creditors and debt collectors can and cannot do to collect.

You will learn about who you re up against - who the predators are and how to recognize and avoid their cons and their traps.

You will learn about your rights and how to use them to advantage - laws enacted to protect you from abuse and to punish collectors and who violate them.

You will learn to understand your problem with debt - how to expose it, examine it, evaluate it and how it's impacting your life.

You will learn about options that are available to deal with debt - how to select the one that works best for your situation and needs.

You will learn how to apply your debt solution - create and implement a plan to eliminate your debts based on your circumstances and resources.

You will learn to outwit you adversary (creditors, collectors, attorneys) - by understanding what their weaknesses are and by using "Dirty Tricks" to frustrate and discourage them.

You will learn to negotiate and use leverage you have - to convince creditors and collectors to set up arrangements to workout and settle your debts.

You will learn how to protect your assets - and your privacy and to maintain repair and rebuild your credit.

You will learn to deal with - lawsuits, judgments, secured debts, tax debts and how such obligations can often be settled or otherwise favorably resolved.

You will learn to deal with student loan debt - cope with repayment problems and how to take advantage of their favorable terms.

You will learn how to settle business debts - and save your business from bankruptcy and financial ruin.

And, you will learn how to get help if you need it - and how to avoid all the scam artists who are waiting to rip you off.

In summary How To Settle Your Debts puts you in control of your finances. It provides the knowledge, insight and the confidence you must have to eliminate debt, protect your assets and privacy and rebuild your credit. You will be able to stop collector harassment, avoid the myriad dishonest debt solution schemes, and escape from debt without the self-defeating and demeaning ordeal of bankruptcy.