Please Note: Although the "Answers" in this book are drawn from the SSA website and publications, this book is not published, authorized, or endorsed by the Social Security Administration. For most Americans, Social Security is their largest financial asset, worth hundreds of thousands of dollars, and indexed against inflation. It is also an incredibly complicated program, with thousands of rules and regulations. Failure to understand these rules and regulations costs Americans billions of dollar every year in lost benefits. The editor of this book has sifted through thousands of pages of SSA publications to select the answers to the most important questions about retirement benefits, and presents them here in a useful and coherent manner. Updated for 2020, the Third Edition of this book includes recent changes in rules and regulations; the latest COLA (Cost-of-Living Adjustment); maximum taxable earnings; earnings limit; amount needed to earn a "credit"; and average and maximum benefits payable. CONDITION â USED: Books sold are in GOOD or better condition. Good Condition: Minimal damage to the cover, dust jacket may not be included, minimal wear to binding, most of the pages undamaged(e.g., minimal creases or tears), highlighting / underlining acceptable on books as long as the text is readable and markings are not excessive, no missing pages. May be a former library book, with usual treatments(e.g., mylar covers, call stickers, stamps, card pockets, barcodes, or remainder marks). Extra components, such as CDs, DVDs, figurines, or access codes are not included. ISBN: 9781566494014 ISBN10: 156649401X Contributors: Weber, John,