This third, updated edition covers new laws and significant developments in consumer law. From the financial crisis of 2008, the 2009 Credit Card Act, the 2011 Dodd-Frank Wall Street Reform and Consumer Protection Act to the TILA-RESPA-instituted Integrated Disclosure Rule and more, this guide provides an understanding of how these changes in the law fit together with the UCC. The ABCs of the UCC is a series of primers written both for practitioners and students that provides the basic concepts and operations of the Uniform Commercial Code articles—in a simple, straightforward style. This third edition explores the most significant parts of the vast and diverse mix of law—federal and state—protecting consumers and related to the UCC. The authors discuss the interrelation among new laws and developments as well as illustrate how courts are dealing with consumer issues under the UCC. Some of these areas of law differ considerably from state to state and the authors have provided examples of relevant case law in many sections to help the reader begin the process of determining the law that applies in their particular jurisdiction. This guide is a useful starting point for readers who are seeking to understand how these bodies of law fit together with the Uniform Commercial Code and includes discussion on: Applying the UCC to consumer transactions UCC Articles 2, 2A, 3, 4, and 9 Consumer Credit Protection Act Federal legislation including Truth-in-Lending Act, Interstate Land Sales Full Disclosure Act, Magnuson-Moss Warranty Act, and more Bankruptcy Code provisions Regulation of credit charges And more!
