PHF Truly Velvet Duvet Cover Set Queen Size, 3 Pieces Luxury Ultra Soft Comforter Cover Set, Warm Flannel Duvet Cover with 2 Pillow Shams Bedding Collection, 90"x90", Navy Blue (No Insert)

To every 1 or low Star reviewer….READ THE DESCRIPTION. THIS IS NOT A COMFORTER SET. It IS A DUVET COVER SET. That means, this is essentially a giant pillow case for YOUR DUVET/INSERT COMFORTER. So do NOT buy if you do not have the duvet. As it is a cover for your duvet. That is why there are buttons at one end and ties on the inside corners. It is supposed to be thin. It is only one piece of the 2 piece blanket equation of which, you must already own one component for it to work….you must own a duvet to put inside this. If you own a duvet, it is EXACTLY AS DESCRIBED. In fact, it is thicker and better quality than many duvet covers I've had in the past! I truly feel badly for this company getting all these low reviews because people did NOT READ WHAT THEY WERE BUYING. The image shown is with the duvet inside of it. You will determine how thick and fluffy it is by the thickness and fluffiness of your duvet. Most duvet covers I have purchased have cost around $90 and are much flimsier. This one is less than half the price and better quality. I do prefer a zipper closure vs the buttons like this one has. But overall the value and the quality are amazing!