
Margin Matters: How to Live on a Simple Budget & Crush Debt Forever (Paperback)
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- Book formatPaperback
- Fiction/nonfictionNon-Fiction
- GenreBusiness & Investing
- Publication dateOctober, 2019
- Pages228
- SubgenrePersonal Finance
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Many financial experts have cited that 75% of Americans do not live off a budget and half of them cannot produce $400 cash in an emergency. Margin Matters shows you that it's not how much you make, but your margin that matters most. In his book, Jason Brown provides practical solutions to creating and sticking to a simple budget, eliminating debt permanently, and managing your expenses to create the most margin at any income level. Learn the strategies he and his wife used to erase nearly $75,000 of debt in just over three years.
Discover the Answers to these 5 Questions:
- How do I make more money?
- Is debt just part of life?
- Do I really need a budget?
- Why can't I save more?
- Is there a such thing as financial freedom?
Additionally, the book covers topics such as the psychology of money, dying with debt, why your home is a bad investment, the real cost of college, why millionaire athletes go broke, the hidden costs of automobiles, expecting the unexpected, and differentiating needs from wants. The book's second half features interviews with unique individuals from all walks of life who possess an array of perspectives on money. Highlighted interviews include:
- How a young couple paid off $400,000+ debt in under four years
- How a 12-year-old's life changed after investing his savings in Apple stock at $10 a share
- Why a grad student and his family moved into a tiny home
- How a man persevered from a childhood of poverty in a Third World country, went to law school, and graduated with $300,000+ of student loan debt
Margin Matters is simplistic guide to creating and living off an easy budget, building a savings and emergency fund, and eliminating debt forever. Learn how to change your mindset and behavior toward money and never stress over finances again.
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Surprising yet Practical
I thoroughly enjoyed reading Jason's book, Margin Matters. At 30 years old, I have a pretty good understanding of budgets, financial literacy, investments, living within means, etc, but Jason's book added to that, in particularly the wisdom that we spend our lives accumulating a bunch of materials goods, and in our later years, we spend our time trying to get rid of it all. This point really drove home to me as a millennial who does take pleasure in some of the instant gratification rewards available to me in the here and now. I appreciate his moderate approach to the less crucial decisions and more strict advice to the more life-changing ones. He uses his personal trials, tribulations, successes, failures, and experiences to relate to the every day reader. He doesn't put himself on a pedestal and just tells you what to do. It feels like a natural conversation, not a TED talk! I recommend this book to people of all walks of life, of all ages, of all financial backgrounds. It benefited me and I've put many of the recommendations into place already and I've been happy with the results. The book is an easy read to boot-it flows naturally and good for even the readers who are financially less experienced. Way to go Jason!
