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Beyond Our Means: Why America Spends While the World Saves

Beyond Our Means: Why America Spends While the World Saves

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Paperback, Princeton University Press, 2013, ISBN13 9780691159584, ISBN10 0691159580
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Paperback, Princeton University Press, 2013, ISBN13 9780691159584, ISBN10 0691159580

About this item

Important Made in USA Origin Disclaimer: For certain items sold by Walmart on Walmart.com, the displayed country of origin information may not be accurate or consistent with manufacturer information. For updated, accurate country of origin data, it is recommended that you rely on product packaging or manufacturer information.

Paperback, Princeton University Press, 2013, ISBN13 9780691159584, ISBN10 0691159580


If the financial crisis has taught us anything, it is that Americans save too little, spend too much, and borrow excessively. What can we learn from East Asian and European countries that have fostered enduring cultures of thrift over the past two centuries? "Beyond Our Means" tells for the first time how other nations aggressively encouraged their citizens to save by means of special savings institutions and savings campaigns. The U.S. government, meanwhile, promoted mass consumption and reliance on credit, culminating in the global financial meltdown.

Many economists believe people save according to universally rational calculations, saving the most in their middle years as they plan for retirement, and saving the least in welfare states. In reality, Europeans save at high rates despite generous welfare programs and aging populations. Americans save little, despite weaker social safety nets and a younger population. Tracing the development of such behaviors across three continents from the nineteenth century to today, this book highlights the role of institutions and moral suasion in shaping habits of saving and spending. It shows how the encouragement of thrift was not a relic of indigenous traditions but a modern movement to confront rising consumption. Around the world, messages to save and spend wisely confronted citizens everywhere--in schools, magazines, and novels. At the same time, in America, businesses and government normalized practices of living beyond one's means.

Transnational history at its most compelling, "Beyond Our Means" reveals why some nations save so much and others so little.

Specifications

Number of Pages: 475
Number in Series: 1
Original Languages: English
Author: Garon, Sheldon
Publisher: Princeton Univ Pr
Publication Date: August, 2013
ISBN-13: 9780691159584
Assembled Product Dimensions (L x W x H): 5.75 x 9.00 x 1.50 Inches
ISBN-10: 0691159580
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