Walmart MoneyCard

Walmart MoneyCard is the smart choice for Walmart shoppers. It comes with cash back at Walmart & plenty of features to make shopping, paying bills & sending money easy. There's no credit check or minimum balance requirements to get a card today.

The Walmart MoneyCard is a demand deposit account that works just like a check card or debit card. It’s so easy to get & use the account the same way you use a traditional checking account, plus it has some useful extra benefits. One exciting benefit it has over a regular bank’s check card is you earn cash back on purchases you make at Walmart.¹ So it’s like winning twice when you use the Walmart MoneyCard thanks to earning money while you take advantage of Walmart's everyday low prices.

When you put the Walmart MoneyCard in your wallet, you earn extra savings in the store & online, plus your money is handled by a major bank, Green Dot Bank. You're provided with a routing & account number, just as a traditional bank gives you, with choices on your debit card to feature either the Visa or Mastercard logo. Both are available in-store & the Debit Mastercard is also available online. Just as with a traditional banking system, you need to provide proof of your identity to comply with federal laws.

Monthly fees are waived when you direct-deposit $500+ in the previous monthly period.⁷

We understand that a little extra peace of mind is helpful when you use your Walmart MoneyCard. Similar to traditional banks, we offer overdraft protection for purchase transactions up to $200 with opt-in & eligible direct deposits. Fees, terms & conditions apply.²

From making deposits to viewing balances, mobile banking on the Walmart MoneyCard app is one of the most convenient ways to manage your account.

When you download the Walmart MoneyCard app to your smartphone, you're able to quickly check balances & transfer money from your savings account to your main spending account, view transactions, check your progress toward getting your monthly fees waived (that happens with $500 or more per month in direct deposits, otherwise you pay $5.94 a month⁷), check your cash back rewards & find the closest ATM. The mobile app also lets you set notifications to alert you of information related to your account based on your chosen settings. In addition to the app, the MoneyCard website provides access to your account information any time you need it.

Options for loading money on your card include adding money at the register when you’re shopping in your local Walmart store, deposit cash at no charge using the app at Walmart stores nationwide⁴, setting up free direct deposit of your paychecks or income tax refunds or transferring money from another one of your linked bank accounts⁸ using the app. The card is also handy for online shopping & paying bills online.⁶