On the products says can use for if you have an unlimited plan only, ringtones, download applications, etc. The etc part makes it sound like you can use this for the by the minute plan but you can not. You have to get the cards, check Walmart in stores has by the minute cards or a MetroPCS corporate store (at least in OC). Keep in mind all Walmart has in my area is the $30 by the minute. But if you can go to MetroPCS corporate store they might have $10 ones, not $20. I have not found the $20 ones anywhere. Good luck to all of you :).
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