Usually, I love S.H. nail products. However, I applied "insta-Dry" Top Coat as per instructions, over another S.H. nail colour, and two days later my nail polish is chipping. I then re-applied the nail colour over the chipped ares followed by the top coat and again, it is chipping the next day. Sad to say, I'm not impressed. The Top Coat also picks up the pigment of the nail polish. If I could get a refund, I would and am inquiring if in fact that's possible.