OnePay Card In

Welcome bonus: $35 cash back!
when you spend $75+ within 30 days.²

OnePay CashRewards Card

Unlimited cash back.¹ Zero annual fee.³

Plus, get your first year of Walmart+ on us when you pay with your OnePay Credit Card within 60 days of card opening.⁴ Apply by 5/26.

Earn 5% cash back at Walmart with Walmart+
Earn 3% cash back at Walmart for everyone else
Earn 1.5% cash back on all other purchases
*See below for details.
See if you pre-qualify with no risk to your credit score.

OnePay Walmart Spend Card

Credit with no annual fee.³ Designed for everyday shopping at Walmart.
Learn more
If you do not qualify for a OnePay CashRewards Card, you will be considered for a OnePay Walmart Spend Card, which does not have a standard cash back program.

How to earn cash back

Shop. Earn. Redeem cash back.

Shop

Shop at Walmart with your OnePay CashRewards Card or anywhere Mastercard is accepted

Earn

Earn OnePay points on your purchases

Redeem

Redeem for cash or statement credit into a OnePay Cash Account

OnePay Credit FAQ

Will seeing if I pre-qualify impact my credit score?

Where can I use my OnePay CashRewards Card?

How do I earn my welcome bonus?

What is the OnePay Walmart Spend Card?

What is Walmart+?

OnePay

OnePay Cash

Debit rewards, early pay,⁵ high-yield Savings.

Learn more