I've had this bag a few months and have loved it from the get go. After a couple of months I did get an insert divider mainly to keep a better handle on my money and cards. I don't like to carry a wallet as it makes a bag to heavy. When going to the doctor I can carry a couple of magazines or a book and always take my Kindle. The bag looks exactly like leather and the stitching is straight and secure. I hope Wal-Mart will restock because I would like some colors besides the black that i have now. At this price I could easily get 5.