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Get your money when you need it — cash your check at your local Walmart store.

Load your cash on your Walmart MoneyCard for extra convenience. Get your Card online and pay no issuance fee.

In Stores

Benefits

  • No registration required
  • Get your cash immediately
  • Load your money on a Walmart MoneyCard for extra convenience (reload fee is waived)

Options and price

  • For checks up to and including $1000: max. $3.00*
  • For checks over $1000 up to and including $5000: $6.00*

Payment methods

  • Cash
  • Walmart MoneyCard (reload fee is waived)

What you can cash

  • Payroll checks
  • Government checks
  • Tax checks
  • Cashiers' checks
  • Insurance settlement checks
  • 401 (k), retirement disbursement checks
  • MoneyGram money orders that were purchased at Walmart

Cashing limit

  • $5,000 ($7,500 from Jan-Apr)

How to cash checks

*Max fee of $3 for checks up to $1,000. Fee is $6 for checks greater than $1,000. Subject to applicable law. Check Cashing is limited to preprinted and other checks authorized by Walmart policy. Walmart will charge a $3 fee for each card cashing transaction. This fee is in addition to any fee(s) charged by the issuer of the card and will be deducted from the value on the card. Entry of a PIN number is required. Card cashing transactions are limited to $1,000 per transaction. Other limits set by the card issuer may apply. Card cashing limited to government, tax, and payroll cards. Licensed by the Georgia Department of Banking and Finance. Authorized check casher under MA General Laws Chapter 169A, license number 903778. Not available in NY, NJ.

Save yourself a trip to the bank with in-store check cashing at Walmart

If you find yourself in a bind and you need to get cash quick, save yourself the hassle of trying to get to your bank before it closes, standing in a long line at a check cashing store or trying to find an ATM on your way home. While you're doing your shopping in Walmart, cash your check here as well. Not only do you get your cash immediately, you can also save money doing it. Saving you money is what we do best, and our low prices, every day, on everything is just one of the many examples of how we do this. Allowing you to cash your check hassle-free and for a low fee is another.

How to cash your check

We make it simple for you to cash your check while you're at Walmart. All you need to do is present your endorsed check to the cashier at one of our checkout lanes, along with valid identification, and pay the required fee. there's no need to register to cash checks with us or to have either a Walmart store credit card or Walmart MasterCard. Once you have completed this process, you have your money in a matter of moments.

What kinds of checks we cash

There are a number of different checks that we can cash for you at checkout lines. These include payroll checks, government checks, tax refund checks, cashiers' checks, insurance settlement checks and 401(k) or the retirement account disbursement checks. In fact, as long as it's a pre-printed check, it's likely we can cash it. If you're unsure, please visit our customer service desk to inquire if you have a check that doesn't meet the listed criteria. In addition, we also cash MoneyGram money orders as long as they were originally purchased at Walmart. The only types of checks we cannot cash are personal checks.

Cash limits and the costs to you

As of 2017, we have a check cashing limit of $5,000, although we increase this limit to $7,500 from January to April of each year. Our check cashing fees are $3 for any checks up to $1,000. For checks between $1,001 and $5,000, the fee is $6. Check with our customer service department to see how much the fee is for checks of more than $5,000 during the January to April time frame. Keep in mind that if you have a Walmart MoneyCard, which is our reloadable prepaid card, you can also have some or all of that money loaded onto your card and the reload fee that we typically charge for the service, which is $3, is waived. However, note that the check cashing fee is still applied.

How to get a Walmart MoneyCard

If you want to cash your check and have some or all of the money placed onto a Walmart MoneyCard for convenient shopping, but don't already have one, you can do so in one of two ways. You can apply for one in-store and, if approved, receive it and use it that day once you have paid the $3 set-up fee. If you prefer, you can also request one online at WalmartMoneyCard.com. After you receive it in the mail, you can hand your card to the cashier to load your cashed check funds onto it and you'll not have to pay the initial $3 set-up fee.

Benefits of the Walmart MoneyCard

The Walmart MoneyCard is a prepaid card that works just like a debit card, and it's loaded with your own money. It comes with either MasterCard or Visa branding and is used for purchases and cash advances. It also gives you other advantages like allowing you to set up direct deposit with your employer and possibly receive the money two days earlier than you'd typically do so from your bank. You can also get rewarded by using the card. This includes getting 3 percent of your purchase price back when you use the card at Walmart.com, 2 percent back when you get gas at either a Walmart-branded gas station or one operated by Murphy USA and 1 percent back when you use the card at a Walmart or Sam's Club location.

Other amenities from using the Walmart MoneyCard are being able to get your tax refund check faster than a paper check through direct deposit from the IRS, and being able to send and receive money easily through MoneyGram and our online bill-paying service. You can also use the MoneyCard to send money to someone else that has either a Walmart MoneyCard, PayPal account or any prepaid debit card issued by the same company that issues the Walmart MoneyCard, which is Green Dot Bank.

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