While it looks adequate that is far from the truth. By the time I had transferred a third of the old wallets contents this one not only wouldn't close, it was over twice the thickness.\n\nThe initial appearance is it will hold everything you need. I couldn't get half of the essentials inside, much less some of the extras we all seem to carry around. Another issue is the design to hold credit cards etc. I could easily place a couple in the partitions made to hold three. The third would barely fit and also stuck out slightly from the wallet itself. The spaces provided are so small it is almost impossible to grip the item with your fingers in order to remove it from the wallet.\n\nMy ten year-old, extremely cheap, poorly made wallet holds more than this one with one-half the thickness.......of course, thickness is irrelevant if it will not close.\n\nIt was returned the same afternoon.