Buy Now, Pay Later at Walmart
Walmart offers easy and affordable monthly payments online and in stores with Affirm, at a pace you choose – 3 to 24 months*. Alternative to layaway, you can purchase immediately and pay over time. During checkout, Affirm always shows you the exact terms (subject to your eligibility) and the total amount of interest you'll pay, never charging you anything extra. Unlike most credit cards, Affirm doesn't charge any fees. That means no late fees, no prepayment fees, no annual fees, no hidden fees, and no service fees to open or close your Affirm account.
Here are some frequently asked questions about how to finance your purchases at Walmart:
What items are eligible with Affirm?
Affirm financing is available on eligible Walmart purchases. Eligible categories include:
• Entertainment
• Home
• Apparel
• Jewelry
• Automotive
• Sporting Goods
• Lawn & Garden
• Toys
• Baby durable goods
• Hearing aids and durable medical devices
• Vision Center
Certain categories are ineligible for financing, including:
• Alcohol
• Baby consumables
• Gasoline
• Groceries & food
• Tobacco
• Weapons & accessories
• Pharmacy, health & wellness
• Pet consumables
• Personal care
• Money Services
• Wireless service plans
• 1 hour photo
• Gift Cards
These Walmart.com categories are non-comprehensive and subject to change without notice. To purchase any finance-ineligible items, you'll need to provide an alternative form of payment.