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JIM CRAMER, Mad Money
But thats not true.
- Small pleasures can bankrupt you: Gurus popularized the idea that cutting out lattes and other small expenditures could make us millionaires. But reducing our caffeine consumption will not offset our biggest expenses: housing, education, health care, and retirement.
- Disciplined investing will make you rich: Gurus also love to show how steady investing can turn modest savings into a huge nest egg at retirement. But these calculations assume a healthy market and a lifetime without any setbackstwo conditions that have no connection to the real world.
- Women need extra help managing money: Product pushers often target women, whose alleged financial ignorance supposedly leaves them especially at risk.
In reality, women and men are both terrible at handling finances.
- Financial literacy classes will prevent future economic crises: Experts like to claim mandatory sessions on personal finance in school will cure many of our money ills. Not only is there little evidence this is true, the entire movement is largely funded and promoted by the financial services sector.
|Publisher:||Penguin Group (USA) Incorporated|
|Publish Date:||Dec 27, 2012|
|Number of Pages:||304|
|Shipping Weight (in pounds):||1.05|
|Product in Inches (L x W x H):||9.3 x 6.3 x 1.0|
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