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Walmart Credit Card®

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Walmart has two great cards -- the Walmart® MasterCard® and the Walmart Credit Card

Card Benefits

Walmart® MasterCard®

Walmart
Credit Card

Earn $5 back for every $500 you spend with the Walmart® MasterCard® 1

Yes

Yes

 

Walmart® MasterCard® is accepted everywhere you see the MasterCard Acceptance Mark® Network Acceptance Mark

Yes

Yes

 

EMV chip technology included with the new Walmart® MasterCard® helps to increase protection against fraud when used at a chip enabled terminal

Yes

Yes

 

Save 15 cents per gallon every day at participating Walmart® gas stations 2

Yes

Yes

Yes

Yes

Receive your free monthly FICO® Score when you enroll in electronic statements online 3

Yes

Yes

Yes

Yes

No annual fee 4

Yes

Yes

Yes

Yes

$0 fraud liability provides protection from unauthorized charges 5

Yes

Yes

Yes

Yes

Get Quick Cash at the time of purchase 6

Yes

Yes

Yes

Yes

1Rewards apply only to net purchases not to balance transfers, cash advances, quick cash advances or fees and interest charges. After each Purchase, a Cardholder will accrue a potential Reward equal to 1% of the purchase amount. A statement credit will be issued each time you accrue $5 in rewards. Rewards will expire 13 months after accrued if the Reward does not equal or exceed the $5 threshold. All rewards are provided by Synchrony Bank. See the Walmart MasterCard Rewards Program terms for details.

215 cents per gallon discount available with the use of a consumer Walmart Credit Card as payment type. 15 cents per gallon discount applies to the regular street price and cannot be used in conjunction with the Sams Club member discount. Offer subject to change without notice. For purchases made in Alabama and Florida, the 15 cents discount will appear as a credit on your next statement. Subject to credit approval.

3Walmart Credit Card accounts that enroll in electronic statements may also enroll to receive a monthly FICO® Credit Score, as well as the top two reason codes affecting the score at no cost. The information gathered from the credit bureau to determine the FICO® Credit Score will not impact the accounts credit score. FICO® Credit Scores will be presented within the online account servicing site at http://www.walmart.com/creditlogin

4For details on fees, see Terms and Conditions

5Unauthorized charges do not include charges by a person whom you have given authority to use your account or card, and you will be liable for all use by such person.

6Get up to $100 quick cash in $20 increments when you make a purchase with your Walmart® MasterCard® or your Walmart Credit Card at Walmart-owned registers in Walmart stores. Limit one per day. This cash advance will appear on your monthly billing statement like a purchase. Subject to credit approval.

The Walmart MasterCard is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

The "Spark" design , Walmart and Save money. Live better. are marks and/or registered marks of Wal-Mart Stores, Inc.