Accepted Payment Methods

We accept the following methods of payment for orders:

Discover Visa Card MasterCard American Express Card Walmart Discover Card Walmart Card

Credit Cards (What if my card is from a non-U.S. bank?)

  • American Express
  • Discover (including Walmart Discover)
  • MasterCard
  • Visa
  • Walmart Credit Learn More

ATM / Debit / Check Cards, including:

  • The Walmart MoneyCard
  • Those with a MasterCard logo on the front
  • Those with a Visa logo on the front

Walmart Gift Card

Walmart Gift Cards and eGift Cards Learn More

(What if I don't have a PIN?)

Cash payment logo

Cash

Orders may be eligible for payment in a Walmart store. Complete checkout online to create an order reservation, and you will have 48 hours to visit a Walmart store to pay for it. To pay for an order reservation, print out the order reservation email we send you and take it with you to any cash register at any Walmart store. Orders can be paid for with cash, check, Walmart Gift Card or any credit or debit card accepted by the store.

Please note: Orders are not complete and will not be processed or shipped until payment is received.

Eligibility: Most orders that are shipped by Walmart to an address or delivered for pickup through our Site to Store® service are eligible for Cash payments.

Exceptions: Orders will not be eligible for in-store payments if they include any of the following: items fulfilled through our Pick Up Today or Site to Store FedEx services; items sold from our Tire Center, Online Pharmacy, or Video on Demand by VUDU services; items sold by a Walmart Marketplace Retailer; or if the total value or number of items in the order is above our limit.

Bill Me Later

Bill Me Later ®

PayPal
PayPal

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If Your Card Is Issued by a Non-U.S. Bank

Credit and debit cards issued by banks outside of the U.S. are a valid form of payment on Walmart.com. These cards are subject to the same security checks as cards issued by banks in the U.S.

The security checks are intended to ensure the safety and security of your financial information and prevent unauthorized use of your credit or debit card. Unfortunately, communication with foreign banks is not always as seamless as with banks based in the U.S., and we may be unable to verify the information required to complete your transaction.

If we are unable to verify payment, we will cancel your order and send you notification by email that the order could not be completed. To further ensure security and privacy, these emails do not include details of why the order was not completed.

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Walmart Credit Cards

The Walmart Credit Card is accepted at Walmart, Walmart.com and Sam's Club. To learn more about the Walmart Credit Card, call 877-294-7880 or visit the Walmart Credit Cards website.

The Walmart Discover Card is accepted everywhere you see the Discover Network sign. For information on the Walmart Discover Card, call 1-866-611-1148 or visit the Walmart Credit Cards website.

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When You Will Be Charged

Payment online by credit, ATM, debit or check card:
The payment amount is authorized and held by your financial institution at the time you place your order. Your account is actually charged when your order ships.

Please note: Authorized and held amounts will not be available for other purchases. If an order is canceled, the authorization hold will expire in accordance with the terms of your bank or financial institution.

Payment online by Gift Card, eGift Card or Paypal®
The money is deducted at the time you place your order.

Payment online by Bill Me Later®
Your Bill Me Later account will be charged when your order ships.

Payment by Cash (In-Store Payments)
If you create an online order reservation and choose "Cash" as your payment method, you will have 48 hours to pay for your order at a local Walmart store using a payment method accepted by the store. If you use credit, ATM, debit or check card, your account will be billed immediately. If you pay by check, checks will be cashed soon after tender.

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Pending Charges and Authorization Holds

If you used a credit card or Bill Me Later for an order that was attempted but not completed, an order that was cancelled or an order that is still processing, and a charge from Walmart.com appears on your method of payment, it is because your financial institution placed a temporary authorization on your account to ensure funds will be available if the order goes through.

This pending charge is an initial hold that temporarily lowers your available balance. Your account is not actually billed until the order ships, so if the order is cancelled and does not ship, the hold will automatically expire in accordance to the timeframe set by your financial institution and no action is required on your part.

Credit Card Authorization Holds:

  • An authorization hold will be placed on your credit or debit card each time an order is placed to confirm the card is valid. The hold should be released within 3 to 5 business days
  • For cancelled orders, authorizations may still take 3 to 5 days to be released. The length of the hold is determined by the bank or other financial institution that issued your card. You will not be charged for cancelled orders
  • For additional questions, please contact your financial institution or card provider

PayPal Authorizations:

  • If a PayPal order is cancelled, an authorization hold may apply and should automatically drop off after 7 business days
  • All PayPal orders are charged immediately, including preorders
  • For further information, visit www.paypal.com or call 1-888-221-1161

Prepaid Charge and Gift Cards with Visa, MasterCard, or American Express Logos:

  • Prepaid cards do not have authorizations placed on them by Walmart. Any authorizations placed on prepaid cards are placed by the company issuing the card
  • All prepaid cards are charged when the order is placed and will be refunded if the order is cancelled and can take up to 30 days

Please note: If you choose the Cash payment method for in-store payments, and pay for your order using a credit or debit card, your card is billed immediately. There is no authorization hold or pending status for "Cash" orders.

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