Apply for a Wal-Mart Credit Card

You can apply for a Wal-Mart Credit Card or Wal-Mart Discover at any store register or at the Jewelry kiosk, or you can apply online at www.walmart.com/credit.

Please note: If you apply in a store via the register or kiosk and are approved, you will receive a Temporary Shopping Pass that is good for 24 hours ONLY at the store where you applied. If you applied online and were approved, the account will be available to use immediately online at Walmart.com.

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Check the Status of Your Application

To check on the status of your credit card application, please call 1-877-969-3668. If your application has been approved, you will receive you Wal-Mart Discover or Wal-Mart Credit Card in the mail in approximately 7-10 business days.

If your card does not arrive within 10 business days after your application has been approved, or if your card has been lost or stolen, please contact us at the number above to speak to a Customer Service Representative.

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Report a Card As Never Arrived, Lost or Stolen

If your card does not arrive within 10 business days after your application has been approved, or if your card has been lost or stolen, please contact us at 1-877-969-3668 to speak to a Customer Service Representative.

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Using Your Account Before Receiving Your Card

If you applied for your new Wal-Mart Credit Card or Wal-Mart Discover in a store and you were approved, you will receive a Temporary Shopping Pass that is valid for 24 hours at the store you applied at ONLY. If you applied for your new account online and you were approved, the account will be available to use immediately online at Walmart.com.

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Where to Use Your Wal-Mart Credit Card

You can use your Wal-Mart Credit Card at any Wal-Mart Store, SAM's Club, Neighborhood Market and on Walmart.com.

You can use your Wal-Mart Discover anywhere Discover Cards are accepted, including SAM's Club, Neighborhood Market and on Walmart.com.

Sam's Club membership is required for use at Sam's Club.

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Benefits of the Wal-Mart Credit Card & Wal-Mart Discover

Wal-Mart Credit Card and Wal-Mart Discover cardholders enjoy the following benefits:

  • Earn up to 1% cash back on all purchases with the Wal-Mart® Discover® - Discover Only
  • Use your card everywhere Discover® Network Cards are accepted - Discover Only
  • Accepted at Wal-Mart, SAM'S CLUB,® Walmart.com3
  • Save 3¢ per gallon at participating gas stations at Wal-Mart2
  • No annual fee
  • $0 fraud liability
  • Special financing offers
  • Make in-store payments at any Wal-Mart or SAM'S CLUB register
  • Choice of payment due date
  • Get cash back at time of purchase4
  • Additional cards for family members at no extra cost
  • Secure access to account information at www.walmart.com/credit

 

1 - Rewards apply only to net card purchases — not to balance transfers, cash advances, quick cash advances or fees and finance charges. The reward percentages will depend on your total spending during a calendar year and will be .25% on total purchases up to $1,500, .50% on total purchases from $1,500.01 to $3,000 and 1% on total purchases over $3,000. A rebate check will be issued each time you accrue $10 in rewards. All cash rewards are provided by GE Money Bank. See enclosed “How to Earn Cash Rewards” terms for details.
2 - Available at participating gas stations. Look for the 3¢ Wal-Mart Credit Card discount sign at the pump to see if the gas station in your area is participating. 3¢ off per gallon offer applies to the regular street price and cannot be used in conjunction with SAM’S CLUB member discount. Not available in Puerto Rico.
3 - Current SAM’S CLUB membership required.
4 - Get up to $60 cash back when you make a purchase with your Wal-Mart Credit Card at Wal-Mart® owned registers in Wal-Mart stores. Get up to $100 cash back when you make a purchase with your Wal-Mart Discover at Wal-Mart owned registers in Wal-Mart stores. Limit of one per day. This cash advance will appear on your monthly billing statement like a purchase. Subject to credit approval.

Discover,® Discover® Network and the Discover® Network Acceptance Mark are service marks used by GE Money Bank under license from Discover Financial Services LLC.

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