• It's quick. Your money gets where it's needed in just 10 minutes.
• It's convenient. There are 125,000 MoneyGram agent locations in 170 countries and territories, so there's always one nearby.
• It's available to everyone. You don't need a bank account or credit card.
• It's personal. You can add a 10-word message and even get a complimentary phone call from MoneyGram to confirm the money has arrived.**

Step 1: Go to the Wal-Mart MoneyCenter or the customer service desk of any Wal-Mart store and ask for a Money Transfer form.

Step 2: Pay the amount of transfer plus the low-cost transfer fee.† You may also include a free 10-word message on the form.

Step 3: You'll get a reference number. Give it to the person you're sending money to. In just 10 minutes the money will be ready to pick up.*

Refer to application and contracts at your local Wal-Mart for terms and conditions.

*Subject to agent hours and availability.

**Complimentary three-minute phone call from the U.S. to the U.S., Mexico, Latin America or the Caribbean.

†In addition to the transfer fee, a currency exchange rate may apply.